Disclaimer

Hi there, friend. Before we dive into all things money—earning it, saving it, investing it, and stretching it. I want to have a quick heart-to-heart with you. This is a safe, honest space, and honesty starts with transparency. So let’s talk about what this blog is and what it’s not.

I’m Alex, the voice behind Cash Goes Up. I’m passionate about personal finance and the mindset shifts that help everyday people build a healthier relationship with money. But I’m not a certified financial advisor, CPA, investment manager, or lawyer. I do not wear a suit and tie to work (unless I want to). I am just a human who has spent years studying, trying, failing, and learning what works and what doesn’t with personal finance.

That’s why this disclaimer exists. Not because I’m hiding anything, but because I respect you enough to be fully upfront about what kind of guidance you’ll find here, and what you won’t.

This Blog Offers Ideas, Not Instructions

Everything you read here at Cash Goes Up is written with care, research, and experience—but it’s not personal financial advice. These articles are here to spark ideas, offer encouragement, and make you feel like money doesn’t have to be scary or complicated. Still, I’m not sitting at a desk across from you with access to your financial records, income, debts, or goals. So, as you read:

• View this blog as a source of financial education, not financial instruction.
• Use what resonates with your situation and leave the rest behind.
• If you’re making big financial moves, please consult with a qualified financial advisor or planner.

Every financial decision has context. What works for someone with no debt and a six-figure income might be very different from what works for someone living paycheck to paycheck. That’s why this blog doesn’t make guarantees. What I can promise is honest content, written with care, from someone who genuinely wants to see you thrive.

There’s No Crystal Ball Here

Let’s be real, if I had a foolproof formula to guarantee wealth, I wouldn’t just be blogging about it. I’d be on a beach somewhere, sipping mango smoothies, checking my dividends. But here’s what I do have:

• Years of hands-on learning and trying different strategies.
• Research from trusted sources in the personal finance and psychology world.
• Personal stories from people who’ve turned their finances around.

What I don’t have?

• A magic ball that can predict stock market returns.
• Inside access to Wall Street.
• A one-size-fits-all answer to every money problem.

If I mention investing in index funds, starting a side hustle, or building passive income streams, it’s because those ideas worked for me or others in my circle. But past results never guarantee future outcomes. That’s true for investing, saving, budgeting, and even earning money online.

Always take your unique financial situation into account before trying a new strategy. And again—if you’re about to make a big financial leap, please talk to a certified financial professional who understands your complete picture.

Think of This Blog Like a Friendly Guide, Not a Financial Doctor

This blog exists to support and empower you. But just like reading about nutrition doesn’t make you a dietitian, reading about money doesn’t replace expert financial advice.

Here’s a helpful analogy: If you had a serious health issue, you’d likely consult a licensed doctor instead of relying only on health blogs. Personal finance should be treated the same way. The stakes are high. You might be dealing with student loans, a mortgage, retirement savings, or debt recovery. Those things deserve expert input when needed.

So what should you do?

• Take what you learn here as a starting point.
• Ask more questions. Do your own research.
• Get professional advice when it matters most.

When I Recommend Products or Services

Sometimes you’ll see links to budgeting tools, apps, books, or financial platforms. I only recommend resources I have used myself or trust based on solid research and reputation. If I mention a budgeting app, cashback tool, investment platform, or a helpful e-book, it’s because I believe it could genuinely help you on your journey.

Some of these links are affiliate links. It means if you click and make a purchase or sign up, I might earn a small commission at no additional cost to you. This income helps support the time, energy, and effort I pour into creating free content for you.

But this is important, I will never recommend something just to make a buck. If a tool or service doesn’t meet my standards, I will not promote it. Your trust matters more than a payout.

The Bottom Line: You Are the CEO of Your Finances

I believe you’re capable of managing your money wisely. I believe in the power of financial literacy and small, daily choices that compound into real change. But at the end of the day, your financial life is in your hands. You are the decision-maker.

Take in the ideas you find here. Let them motivate you, encourage you, and inspire change. But remember, you are always in charge. That means:

• You are responsible for your own decisions.
• You get to decide what fits your goals and values.
• You get to seek outside help when you need it.

Always Double Check Important Information

Though I work hard to keep this blog accurate and up-to-date, financial products, laws, and market conditions can change. Double-check facts before taking action, especially with things like:

• Interest rates
• Tax laws
• Product terms and conditions
• Government policy updates

I do my best to provide accurate, helpful content. But I am human, and information can evolve faster than a blog post can be updated. If something seems outdated, feel free to reach out and let me know. I welcome feedback and corrections.

In Summary

• Cash Goes Up is a personal blog, not a financial firm.
• I am not a licensed financial advisor.
• The content shared here is based on personal experience, research, and financial learning—not formal training.
• Always consult with a qualified expert before making major financial decisions.
• Affiliate links support the blog but never influence my honesty.
• Your financial journey is your responsibility and you’re more than capable of taking the wheel.

Questions?

If you ever have questions about a post, product, or topic, you’re welcome to email me directly at moneymindsetblueprint@gmail.com. I respond like a real human, because I am one.

Thanks for being here, for trusting me with your time, and for being curious about your financial growth.

Let’s keep learning, together.